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La tasa de interés es el costo para pedir dinero prestado, es por esto por lo que todos los préstamos, sea hipoteca, tarjeta de crédito, préstamo de auto, etc. tienen una tasa asociada. Los bancos cobran intereses para compensar el riesgo. Cuando hacen un préstamo, asumen el riesgo de que el prestatario no pagará lo mismo y para asumir ese ri… Read More